Secured Business Loans for Limited Companies and LLPs

Secured business loans with fixed rates for up to 15 years, available to new and existing Limited Companies and LLPs, secured against your home or buy-to-let property

Fixed Rate & Interest Only Loans Available

Loans For Any Business Purpose

Deal Direct With The Lender

secured business loans

Are You Eligible For A Secured Business Loan?

If you meet the below criteria you may qualify for an Equiddy Secured Business Loan.

A Director of a Limited Company in England or Wales

Own a Property that could be used as loan security

You have a business bank account

What our customers are saying

I’m just emailing to confirm I have now received the funds of £40K into my business bank account.

I would just like to say many thanks for all your help with this Business Loan. It has been very much appreciated and will help me to get my business started. I can’t wait to get started. Thanks again.

GHU Ltd

Secured Loan Repayment Calculator

Access loan funding from £25,000 to £250,000 within 24 hours of approval. Check your eligibility in less than 5 minutes with no obligation. Apply for in principle offer of funds with no application costs.

Equiddy.com Secured Business Loans can be used for any business purpose

Equiddy.com Secured Business Loans can be used to consolidate existing debts, pay bills including HMRC, pay rent and wages, buy new stock or equipment or simply for cashflow purposes to cover seasonal demands.

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Why choose Equiddy.com?

  • No DebentureNo debenture required and no security required over your business assets.
  • Flexible Loan Term – Loans may have a possible duration of 3 years up to a maximum of 15 years with the monthly payments fixed for the duration of the loan.
  • Fixed Interest Rate – On a Fixed Rate which means the interest rate charged will not vary for the loan duration. Interest rate 1.59% per month. 19.08% per annum. 20.84% APR.

How Our Business Loans Work

There are five steps to obtaining an Equiddy.com Secured Business Loan.

Apply For Secured Business Loan

Contact us with your request for finance either by phone or online and within 4 business hours we will contact you with an illustration of the terms and the underwriting requirements to be satisfied to fund the loan.

Complete The Initial Paperwork

If you are happy to proceed, send us the completed application form and the property details so we can confirm the valuation fee payable for inspection of the property.

Valuation & References Requested

You make the payment direct to the valuer and the valuation is arranged at a time to suit you and while that is happening the references are requested. We will let you know what we need before we send the reference requests.

Signing

You will need to arrange a meeting with your solicitor to sign the legal paperwork which then needs to be returned to us. You can wait to find out the references and valuation are okay before visiting solicitors or arrange this immediately to speed matters along.

Release of Funds

Once we have received all the signed paperwork and any other documents required along with satisfactory valuation and references we will need to speak to you to make sure you’re happy for the loan to complete and then the loan funds will be sent to your nominated business bank account usually the same day.

Secured Business Loan Representative Example

If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. For loans up to £25,000 the standard fee is £795 and £1395 for larger loans.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT